Investment Finance For England

Financing your investment property in England is an important decision and could entail injecting your own cash resources or, as most serious investors prefer, a mortgage or equity release scheme.

A well developed mortgage system awaits investors in England and a full range of products are currently available from building societies and banks where you may chose from variable or fixed rate mortgages to capped rates, tracker or buy-to-let mortgages. Remortgage services are also widely available, allowing you to switch your deal for a better interest rate or more suitable conditions when required.

Click here to learn more about financing your property in England with a mortgage.

Off-Plan Financing

Off-plan developments in England normally offer installment plans over between 12 to 60 months. The charges applicable vary according to developer and repayments are usually index linked. The developer can often offer the most competitive finance options to investors and these are certainly worth considering when looking at mortgage alternatives from their own countries.
As always, before making a commitment, we recommend you discuss your investment strategy with a lawyer, a reputable property agent with experience in the area and even a financial advisor.

Click here to speak FREE of charge to one of our independent IPIN financial advisors.

1. Equity Release

Put simply, equity release is a way of releasing some cash from the home without having to sell up and move house. If you have property in your own country and would like to borrow against this in an equity release plan, we can introduce you to independent financial advisors who can help you raise the necessary finance for your investment in England.

If you are in your mid-50s or older and own your own home, you may be able to get a cash lump sum, a regular income, or both, by using an equity release scheme based on the value of your property. These schemes can be helpful in certain circumstances to raise money for a mortgage to finance your English property investment.

Click here to learn more about financing your investment property in England with equity release.

2. Alternative Finance

Not everybody falls into a category and some investors will need to raise finance in an alternative fashion to equity release or mortgage options. There are other borrowing facilities available to investors of property in England.