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There are about 20 banks currently present in Malta with HSBC (formerly Mid-Med Bank) and Bank of Valletta being the most well known. Laws and regulations have been implemented over the years to prevent financial crises and encourage economic growth. The Central Bank of Malta establishes monetary policy for the country while the system is regulated by the Malta Financial Services Authority (MFSA). The agency is responsible for supervising the activities of investment service providers, banks, credit and financial institutions, stock brokers, insurance companies and securities firms.

Banks in Malta offer a range of local and online banking services to help companies start new ventures, manage their corporate finances, expand their businesses and achieve a range of other goals. The Central Bank of Malta keeps the Malta banking system stable by implementing policies and procedures to promote a financially sound banking system, assist with the circulation of Euro currency, and advise the Government on banking issues.

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