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Banco Halifax Hispania launches "switch and save" deal

Article Date : Wednesday, April 25, 2007       Bookmark on Facebook   Bookmark on Del   Bookmark on Digg   Bookmark on Facebook   Bookmark on Reddit   Bookmark on Spurl   Bookmark on Furl   Bookmark on Yahoo   Bookmark on Magnolia   Bookmark on StumbleUpon   Bookmark on BlinkList

Banco Halifax Hispania has launched a new "switch and save" service, enabling British expatriates with Spanish property to transfer their mortgage to the bank without paying any switching costs.

The bank will meet the customer's transfer costs, including notary, legal and arrangement fees, and is willing to pay 0.5 per cent towards any early repayment fee levied by the current lender.

As well as fixed and variable deals, one-year tracker repayment and interest-only mortgages are available in euros at a maximum loan-to-value of 70 per cent.

Ian Smith, head of European operations at Halifax, said: "Our mortgage products are designed with British residents in mind.

"We certainly understand the type of mortgage products that British customers require, based on our vast experience in the UK and our knowledge of British attitudes and culture."

All dealings between Banco Halifax Hispania and UK property owners can be carried out in English, the bank said.

Banco Halifax Hispania, which already has branches in Spanish hotspots such as Malaga and Marbella, recently opened a new branch in Calahonda on the Costa del Sol.
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