As Belize is still an emerging market with high interest rates, mortgages for foreign buyers are rare. There is a possibility of getting loans from one of the many international banks located in the country, the current LTV is 75%, but the requirements are very strict, so most buyers opt for an all-cash purchase, and raise the funds in their country of residence instead.
As bank rates are still very high, mortgages are also not too common amongst the “locals” either, though they are becoming increasingly more affordable and availability is a lot better, which is also helping to push Belize real estate values in the country.
When considering a buying property in Belize, you are well advised to get expert mortgage advice from a mortgage broker.
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