Banking In Germany

Banking in Germany is pretty similar to the UK, with a few twists.


If you plan to spend longer in Germany than a holiday you will probably need a bank account. You can open an account in Germany very simply, all you need is a Passport (photographic ID) and money for the opening deposit. If you bring cash, your account is opened immediately. If you are transferring funds from your home bank, it can take a couple of weeks for the amount to be credited to your account.

As Germany is in the Euro, you will be issued with a Eurocard (EC), which is a very handy thing to have within Europe. You can use it to get cash or statements around the clock from ATMs (Geldautomat), and it is commonly accepted for payments at hotels, ticket offices, department stores and even supermarkets.

Credit cards are becoming more and more commonplace in Germany, and online banking is also gaining in usage and availability.

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