Various financial options are available when considering an investment in property in Malta
Financing your property investment in Malta could entail injecting some of your own cash resources or, as most purchasers prefer, a mortgage or equity release scheme.
A variety of mortgage/home loan products are available to foreign investors in Maltese property from various financial institutions - strict banking laws are in operation to maintain international standards. You will be able to borrow between 75% and 90% of the value of the real estate you wish to purchase especially if there is some sort of security (cash, bonds, shares) you can guarantee the loan with
If you intend to construct a property on a piece of land, generally banks will finance up to 70%.
Currently bank interest rates are between 3.6% and 4.2% and will lend money up to the age of 65 (E.g. A 30 yr old can get a 35 year loan)
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